Coronavirus: financial schemes for businesses and self-employed people

In response to the COVID-19 crisis, the government is doing everything it can to protect the jobs and incomes of as many people as possible and to keep the economy running smoothly. A range of emergency financial schemes for employers and self-employed people are in place.

To see which financial schemes you are eligible for, go to business.gov.nl. Is your question not listed at the FAQ for entrepreneurs page? Please call the Chamber of Commerce Advisory Team, KVK: 0800-2117, open Monday - Friday from 8:30-17:00. Calling from abroad? Dial +31 (0)88 585 2222.

Two of the temporary measures are the Temporary Emergency Bridging Measure for Sustained Employment (NOW) and the Temporary bridging measure for self-employed professionals (Tozo). 

Temporary emergency scheme for job retention (NOW)

If you employ staff and expect to lose at least 20% of your turnover, you can claim a grant towards your wage costs under the Temporary emergency scheme for job retention (Tijdelijke noodmaatregel overbrugging voor behoud van werkgelegenheid; NOW). You can claim a maximum of 90% of your wage costs, depending on how much turnover you lose.

Self-employment income support and loan scheme (TOZO)

The Self-employment income support and loan scheme (Tijdelijke overbruggingsregeling zelfstandig ondernemers; TOZO) offers support for self-employed professionals such as sole proprietors, self-employed people with no employees (‘ZZPers’), partners in a general partnership or owners of a private limited company (‘DGAs’) who are experiencing financial difficulties due to the coronavirus crisis.

See also