People with no health insurance

If you do not take out a standard insurance package, the Central Administration Ofice (CAK) will register you with an insurer and the premium will be withheld from your pay. If you need medical care but are not insured, you must pay the costs yourself.

Applying to an insurer

The CAK tracks down uninsured people. If you are still uninsured after receiving warnings and 2 fines, the CAK will take out insurance for you. The standard premium will be withheld from your salary, benefits or other income for 12 months. If you do not have a regular income, you will receive a giro collection form every month.

Premium not paid with retroactive effect

You do not have to pay the premium with retroactive effect. You must pay the costs of any medical care incurred during the period in which you were not insured yourself.