Applying for a reduction in the monthly amount of your student loan repayment

Did you take out a student loan during your studies and have problems repaying it? For example, because your income has changed? It may be possible for you to reduce your monthly payments. This will depend on your income. 

Last updated 16 December 2021

Determining the new monthly student loan repayment amount

This request will be handled by the Dienst Uitvoering Onderwijs – DUO. If you ask DUO for a reduction in the monthly amount, they will calculate how much you can repay per month (in Dutch). This is done on the basis of your income 2 years ago. If your income has decreased suddenly, you can ask DUO to base the calculation on the previous or current year.

If the calculation results in a lower amount than what you are currently paying back, DUO will reduce the monthly amount. 

The new amount is valid for 1 year. After a year, your situation will be reviewed. 

Applying for a reduction in the monthly student loan repayment amount

You can apply to DUO for a reduction in the monthly repayment amount. You will need your DigiD to do this.

Laws and regulations (in Dutch) 

Student Finance Act 2000
 

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